People’s Trust Ins. Co. v. John L. Abraham and Lois Abraham, No. 2D2023-2383 (District Court of Appeal of Florida Second District, May 7, 2025 – Judge Khouzam with Judges Rothstein-Youakim and Labrit concurring

(reversing the trial court’s judgment for the insureds, ruling that the insurer’s general contractor, Rapid Response Team, LLC, could legally subcontract roofing work under Florida law (People’s Trust Insurance Co. v. Lamolli, 352 So. 3d 890 (Fla. 4th DCA 2022)). The Court also found that the insurer was not obligated to provide licensure documentation directly, only to instruct the contractor to do so (Travelers Indem. Co. v. PCR Inc., 889 So. 2

https://supremecourt.flcourts.gov/content/download/2451570/opinion/Opinion_2023-2383.pdfd%20779%20(Fla.%202004)).