Highlighted Cases - Sylvester Law Center

Florida Insurance Coverage Case Update – Week Ending June 12, 2026

Posted on June 16, 2026

First-Party Commercial Property Insurance Healthy Food Experts, LLC v. Amguard Ins. Co., 4D2025-0181 (4th Dist. of Fla., June 10, 2026 - Gerber, J. (Ciklin and Lott, JJ. concurring)). (reversing the dismissal of the insured’s bad faith claim, holding that a prior breach-of-contract verdict and payment of that judgment...

Florida Insurance Coverage Case Update – Week Ending June 5, 2026

Posted on June 9, 2026

Flood Insurance: Butler v. Hartford Ins. Co. of the Midwest,26-cv-745-VMC-NHA (M.D. Fla., June 1, 2026 (Hernandez Covington, J.)) (granting Hartford’s motion to dismiss, holding that the action was time-barred under 42 U.S.C. § 4072 because the December 4, 2024 letter constituted a partial denial that...

Florida Insurance Coverage Case Update – Week Ending May 29, 2026

Posted on June 2, 2026

Procedural - Homeowners’ Insurance St. Pierre v. State Farm Florida Ins. Co. 5D2024-0705 (5th Dist. of Fla., May 29, 2026- Harris, J.) (reversing the dismissal of the homeowners’ complaint, holding that the trial court erred in applying section 627.70152’s pre-suit notice requirement to their claim, and reasoning that...

Florida Insurance Coverage Case Update – Week Ending May 22, 2026

Posted on May 28, 2026

Procedure Great Lakes Ins. SE v. Crabtree and Crabtree,23-12020(11th Cir., May 19, 2026 (Newsom, C.J.)) (affirming the district court's order granting summary judgment to the Crabtrees, holding that under Rule 41(a)(1)(B) Great Lakes’s second voluntary dismissal of the same claim operated as an adjudication on...

Florida Insurance Coverage Case Update – Week Ending May 15, 2026

Posted on May 19, 2026

Auto Insurance Swearingen v. Progressive Express Ins. Co., 6: 24-cv-2328-PGB-LHP (M.D. Fla., May 13, 2026 (Byron, J.)) (granting in part and denying in part Plaintiffs' motion for entry of final judgment, entering final judgment based on Defendant’s confession of judgment but reserving jurisdiction to determine attorney’s fees and...

Florida Insurance Coverage Case Update – Week Ending May 8, 2026

Posted on May 15, 2026

Commercial General Liability RS&H, Inc. v. The Travelers Indemnity, Co., et al., 3:24-cv-00436-WGY-LLL (M.D. of Fla, May 7, 2026- Young, D.J.) (held that neither Charter Oak nor Travelers has a duty to defend RS&H in the underlying Texas personal‑injury lawsuit because the allegations against RS&H...

Florida Insurance Coverage Case Update – Week Ending May 1, 2026

Posted on May 5, 2026

Flood Insurance Donnelly v. Allstate Ins. Co., 8:26-cv-00328-SDM-NHA (M.D. of Fla., Apr. 27, 2026- Merryday, J.) (denying without prejudice Allstate’s motion to dismiss, finding that although Donnelly’s National Flood Insurance Program claim appears untimely on the existing record, Donnelly sufficiently disputed the authenticity and reliability...

Florida Insurance Coverage Case Update – Week Ending April 24, 2026

Posted on April 30, 2026

Discovery: Accelerant Specialty Ins. Co. and Texas Ins. Co., v. Gutska, Goldston, and Anderton, 5:25-cv-506-JSM-PRL (M.D. Fla., Apr.24, 2026 (Lammens, J.)) (granting in part and denying in part Plaintiffs' motion to compel initial disclosures, holding that the request to compel Rule 26 initial disclosures was moot because Defendants...

Florida Insurance Coverage Case Update – Week Ending April 17, 2026

Posted on April 21, 2026

Auto Insurance McGee v. Progressive Select Ins. Co., No. 8:25-cv-00868-JLB-NHA (M.D. Fla., Apr. 13, 2026 (Hirt Adams, J.)) (denying the plaintiff’s motion to compel production of Progressive’s Electronic File Folder (EFF) index, finding that the requested discovery was not relevant or proportional under Rule 26, and reasoning that...

Florida Insurance Coverage Case Update – Week Ending April 10, 2026

Posted on April 20, 2026

Flood Insurance Souliaev v. Allstate Ins. Co., 8:26-cv-00129-SDM-LSG (M.D. Fla., Apr. 10, 2026 (Merryday, J.)) (granting Allstate's motion to dismiss, holding that Plaintiff's claim was time-barred as Plaintiff filed suit more than one year after Allstate mailed its partial denial of coverage under a Standard Flood Insurance Policy...