Insurance Opinions Archives - Sylvester Law Center

Florida Insurance Coverage Case Update – Week Ending July 31, 2026

Posted on August 4, 2026

Builder's Risk Insurance Phillips & Jordan, Inc. v. Ironshore Spec. Ins. Co., et al., 2:25-cv-1044-SPC-NPM (M.D. Fla., July 30, 2026 (Polster Chappell, J.) (denying Defendants’ motion to dismiss, holding that the second amended complaint satisfies Rule 8 and is not an impermissible shotgun pleading because Plaintiff alleges that...

Florida Insurance Coverage Case Update – Week Ending July 17, 2026

Posted on July 23, 2026

Property Insurance Creekside Crossing Condo. Ass'n, Inc. v. Empire Indem. Ins. Co., 2:20-cv-136-KCD-KRH (M.D. Fla., July 15, 2026 (Dudek, J.)) (granting in part and denying in part Empire’s motion amending its prior summary-judgment order to defer payment of the outstanding appraisal award until entry of...

Florida Insurance Coverage Case Update – Week Ending July 10, 2026

Posted on July 23, 2026

FIGA Florida Ins. Guaranty Association, Inc. v. Broome, 6D2025-1813 (6th Dist. of Fla., July 10, 2026- Ojeda, J.) (reversing the trial court’s order enforcing the settlement agreement against the Florida Insurance Guaranty Association (FIGA) and remanded with instructions to limit FIGA’s payment obligation to the $9,386.69 allocated to...

Florida Insurance Coverage Case Update – Week Ending July 3, 2026

Posted on July 10, 2026

Liability Insurance Meadowcroft Condo. Ass'n, Inc. v. Florida Southern Roofing & Sheet Metal, Inc. and Aspen Specialty Ins. Co., 8:26-cv-407-KKM-SPF (M.D. Fla., July 1, 2026 (Kimball Mizelle, J.)) (denying Aspen’s motion to dissolve the post-judgment writ of garnishment and Meadowcroft’s motion for leave to file supplemental complaint,...

Florida Insurance Coverage Case Update – Week Ending June 26, 2026

Posted on July 10, 2026

Flood Insurance Gaston v. Allstate Ins. Co., 8:25-cv-3421-KKM-NHA (M.D. Fla., June 26, 2026 - Kimball Mizelle, J.) (granting Allstate’s motion to dismiss and dismissing the insured’s flood-insurance breach-of-contract action with prejudice as barred by the National Flood Insurance Act’s one-year statute of limitations, and reasoning that Allstate’s...

Florida Insurance Coverage Case Update – Week Ending June 19, 2026

Posted on June 24, 2026

Auto Insurance: Prime Prop. & Cas. Ins., Inc. v. Daniel S. Larsen, et al., 6:25-cv-00669-PGB-NWH (M.D. Fla., June 16, 2026 (Byron, J.)) (denying Defendant's motions to dismiss, holding that the Court has jurisdiction over the insurer’s duty-to-defend claim because it is based on the allegations in the...

Florida Insurance Coverage Case Update – Week Ending June 12, 2026

Posted on June 16, 2026

First-Party Commercial Property Insurance Healthy Food Experts, LLC v. Amguard Ins. Co., 4D2025-0181 (4th Dist. of Fla., June 10, 2026 - Gerber, J. (Ciklin and Lott, JJ. concurring)). (reversing the dismissal of the insured’s bad faith claim, holding that a prior breach-of-contract verdict and payment of that judgment...

Florida Insurance Coverage Case Update – Week Ending June 5, 2026

Posted on June 9, 2026

Flood Insurance: Butler v. Hartford Ins. Co. of the Midwest,26-cv-745-VMC-NHA (M.D. Fla., June 1, 2026 (Hernandez Covington, J.)) (granting Hartford’s motion to dismiss, holding that the action was time-barred under 42 U.S.C. § 4072 because the December 4, 2024 letter constituted a partial denial that...

Florida Insurance Coverage Case Update – Week Ending May 29, 2026

Posted on June 2, 2026

Procedural - Homeowners’ Insurance St. Pierre v. State Farm Florida Ins. Co. 5D2024-0705 (5th Dist. of Fla., May 29, 2026- Harris, J.) (reversing the dismissal of the homeowners’ complaint, holding that the trial court erred in applying section 627.70152’s pre-suit notice requirement to their claim, and reasoning that...

Florida Insurance Coverage Case Update – Week Ending May 22, 2026

Posted on May 28, 2026

Procedure Great Lakes Ins. SE v. Crabtree and Crabtree,23-12020(11th Cir., May 19, 2026 (Newsom, C.J.)) (affirming the district court's order granting summary judgment to the Crabtrees, holding that under Rule 41(a)(1)(B) Great Lakes’s second voluntary dismissal of the same claim operated as an adjudication on...