Property Insurance
Miller v. Nat’l Fire & Marine Ins. Co., 2:24-cv-822-SPC-DNF (M.D. Fla., Mar. 9, 2026 (Polster Chappel, J.)) (granting National’s motion for partial summary judgement, holding that the policy’s anti‑concurrent causation clause bars recovery for damage to the ground floor and detached garage because undisputed record evidence showed those areas were damaged concurrently by wind and excluded flood/storm surge.) https://ecf.flmd.uscourts.gov/cgi-bin/show_public_doc?2024-00822-73-2-cv
Flood Insurance
Agostino v. Monarch Nat’l Ins. Co., 2:24-cv-957-KCD-DNF (M.D. Fla., Mar. 10, 2026 (Dudek, J.)) (granting Monarch’s motion summary judgement, holding that Plaintiffs’ suit was time-barred under the one-year limitations period following a written denial, 42 U.S.C. § 4072 and the Standard Flood Insurance Policy, and was independently barred because Plaintiffs failed to submit a signed and sworn proof of loss, a mandatory prerequisite to recovery, as consistently enforced by controlling precedent.) https://ecf.flmd.uscourts.gov/cgi-bin/show_public_doc?2024-00957-50-2-cv
The Fine Print:
The cases discussed are not a comprehensive list of all Florida decisions from this week. SLC may omit some, including PCAs and procedural rulings unrelated to coverage. SLC also excludes any cases in which I am or have been personally involved. These summaries are provided solely for informational purposes and do not constitute legal advice or create an attorney-client relationship. Any opinions expressed are my own and are not intended as legal guidance for any specific situation.