Auto Insurance:
Prime Prop. & Cas. Ins., Inc. v. Daniel S. Larsen, et al., 6:25-cv-00669-PGB-NWH (M.D. Fla., June 16, 2026 (Byron, J.)) (denying Defendant’s motions to dismiss, holding that the Court has jurisdiction over the insurer’s duty-to-defend claim because it is based on the allegations in the underlying complaint, while the duty-to-indemnify claim is not ripe because it depends on facts yet to be developed, and therefore should be stayed rather than dismissed. The Court also rejected Defendants’ Rule 12(b)(6) arguments because a declaratory judgment complaint need only plausibly allege entitlement to a declaration of rights, not prove ultimate success on the merits). https://ecf.flmd.uscourts.gov/cgi-bin/show_public_doc?2025-00669-73-6-cv
Flood Insurance:
- Blowey and Blowey v. American Bankers Ins. Co. of Florida, 8:26-cv-424-KKM-TGW (M.D. Fla., June 17, 2026 (Mizelle, J.)) (granting Defendant’s motion to dismiss, holding that Plaintiffs’ National Flood Insurance Program claim was time-barred because they failed to file suit in federal court within the one-year limitations period triggered by the insurer’s partial denial, and equitable tolling or estoppel did not apply absent extraordinary circumstances or “affirmative and egregious misconduct,” which Plaintiffs failed to show). https://ecf.flmd.uscourts.gov/cgi-bin/show_public_doc?2026-00424-24-8-cv
- Murray and Murray v. First Community Ins. Co., 8:24-cv-02337-JLB-SPF (M.D. Fla., June 17, 2026 (Baldamenti, J.)) (granting Defendant’s motion for summary judgement, holding that Plaintiffs’ claim for additional insurance proceeds was barred because they failed to file a signed and sworn amended proof of loss within the Standard Flood Insurance Policy’s strict 60‑day deadline).
https://ecf.flmd.uscourts.gov/cgi-bin/show_public_doc?2024-02337-46-8-cv
Property Insurance:
Creekside Crossing Condo. Ass’n, Inc. v. Empire Indemnity Ins. Co., 2:20-cv-136-KCD-KRH (M.D. Fla., June 15, 2026 (Dudek, J.)) (granting in part and denying in part Plaintiff’s motion for summary judgment, holding that the insurer must pay the remaining actual cash value balance because, after admitting coverage, it cannot unilaterally reduce or “slice and dice” a binding appraisal award by disputing individual components; however, Plaintiff failed to provide supporting legal authority or necessary factual data points for interest and prematurely sought a fee entitlement determination). https://ecf.flmd.uscourts.gov/cgi-bin/show_public_doc?2020-00136-192-2-cv
The Fine Print:
The cases discussed are not a comprehensive list of all Florida decisions from this week. SLC may omit some, including PCAs and procedural rulings unrelated to coverage. SLC also excludes any cases in which I am or have been personally involved. These summaries are provided solely for informational purposes and do not constitute legal advice or create an attorney-client relationship. Any opinions expressed are my own and are not intended as legal guidance for any specific situation.