Flood Insurance:
- Butler v. Hartford Ins. Co. of the Midwest,26-cv-745-VMC-NHA (M.D. Fla., June 1, 2026 (Hernandez Covington, J.)) (granting Hartford’s motion to dismiss, holding that the action was time-barred under 42 U.S.C. § 4072 because the December 4, 2024 letter constituted a partial denial that triggered the one-year limitations period and the case was not brought in federal court within that deadline). https://ecf.flmd.uscourts.gov/cgi-bin/show_public_doc?2026-00745-23-8-cv
- Rotondo v. Wright Nat’l Flood Ins. Co., 26-cv-00618-WFJ-CPT (M.D. Fla., June 3, 2026 (Jung, J.)) (granting Defendant’s motion to dismiss with prejudice, holding that Plaintiff’s breach-of-contract claim under the Standard Flood Insurance Policy is time-barred because it was filed more than one year after the insurer’s January 17, 2025 partial denial letter, which triggered the limitations period under 42 U.S.C. § 4072 and is not tolled by later supplemental claims). https://ecf.flmd.uscourts.gov/cgi-bin/show_public_doc?2026-00076-27-2-cv
Life Insurance:
- The Northwestern Mutual Life Ins. Co. v. Cross, 23-cv-851-JES-KRH(M.D. Fla., June 1, 2026 (Steele, J.)) (granting in part Plaintiff’s Bill of Costs, holding that Plaintiff was the prevailing party entitled to taxable costs that were shown to be “necessarily obtained for use in the case” under 28 U.S.C. § 1920). https://ecf.flmd.uscourts.gov/cgi-bin/show_public_doc?2023-00851-195-2-cv
- Dwyer v. Nat’l Western Life Ins. Co., 25-cv-598-WWB-PRL (M.D. Fla., June 2, 2026 (Berger, J.)) (adopting Magistrate Judge Lammens’ report and recommendation and granting in part Defendant’s motion to dismiss, holding that the claims were facially barred by the statute of limitations and Plaintiff failed to adequately plead delayed discovery or fraudulent concealment).
https://ecf.flmd.uscourts.gov/cgi-bin/show_public_doc?2025-00598-16-5-cv
Property Insurance:
- Abbott v. American Bankers Ins. Co. of Florida, 25-cv-567-ACC-PRL (M.D. Fla., June 1, 2026 (Lammens, J.)) (granting Defendant’s motion to compel inspection, holding that the requested entry onto the property was relevant and proportional discovery under Rules 26 and 34, and necessary to allow Defendant to assess the claimed flood damage and prepare its defense).
https://ecf.flmd.uscourts.gov/cgi-bin/show_public_doc?2026-00040-28-2-cv - Suprien v. Amica Mutual Ins. Co., 26-cv-00733-SDM-AEP (M.D. Fla., June 1, 2026 (Merryday, J.)) (granting Defendant’s motion to dismiss, holding that the pro se plaintiff failed to comply with basic pleading requirements and did not state a plausible claim for relief.).
https://ecf.flmd.uscourts.gov/cgi-bin/show_public_doc?2026-00733-7-8-cv - Art Real Estate Holdings, LLC v. Westchester Surplus Lines Ins. Co.,26-cv-40-SPC-NPM (M.D. Fla., June 4, 2026 (Polster Chappell, J.)) (denying Defendant’s motion to dismiss, holding that Plaintiff’s breach of contract claim was ripe even though appraisal proceedings were pending as binding precedent rejects the argument that an appraisal award is a prerequisite to suit and clarifies that policy loss-payment provisions govern when payment is due—not when a breach claim may be brought). https://ecf.flmd.uscourts.gov/cgi-bin/show_public_doc?2026-00040-28-2-cv
Procedure:
Kinsale Ins. Co. v. Premier Air Conditioning and Refrigeration, Inc. et al., 25-CV-24253-RAR (S.D. Fla., June 5, 2026 (Ruiz II, J.)) (granting Defendant’s motion to dismiss, holding that under the Declaratory Judgment Act the court has broad discretion to decline jurisdiction where a parallel or substantially similar state proceeding can resolve the dispute, and that the Ameritas factors strongly favor abstention given comity, efficiency, and the overlap with the state coverage action). https://www.govinfo.gov/content/pkg/USCOURTS-flsd-1_25-cv-24253/pdf/USCOURTS-flsd-1_25-cv-24253-0.pdf
The Fine Print:
The cases discussed are not a comprehensive list of all Florida decisions from this week. SLC may omit some, including PCAs and procedural rulings unrelated to coverage. SLC also excludes any cases in which I am or have been personally involved. These summaries are provided solely for informational purposes and do not constitute legal advice or create an attorney-client relationship. Any opinions expressed are my own and are not intended as legal guidance for any specific situation.