Flood Insurance
- Donnelly v. Allstate Ins. Co., 8:26-cv-00328-SDM-NHA (M.D. of Fla., Apr. 27, 2026- Merryday, J.) (denying without prejudice Allstate’s motion to dismiss, finding that although Donnelly’s National Flood Insurance Program claim appears untimely on the existing record, Donnelly sufficiently disputed the authenticity and reliability of the partial denial letter that would trigger the one‑year limitations period, and therefore staying most discovery but permitting limited discovery solely on the denial letter’s authenticity, reasoning that dismissal would be premature until that threshold factual issue is resolved). https://ecf.flmd.uscourts.gov/cgi-bin/show_public_doc?2026-00328-15-8-cv
- The Marina Club of Tampa Condominium Ass’n., Inc. v. Philadelphia Indem. Ins. Co., 8:26-cv-209-KKM-LSG (M.D. of Fla., Apr. 29, 2026- Kimball Mizelle, J.) (grantingPhiladelphia Indemnity Insurance Company’s motion to consolidate, ordering that this case, and seven related actions, proceed together under a single lead case, and reasoning that the actions involve common questions of law and fact—arising from similar alleged breaches of Standard Flood Insurance Policies for the same condominium complex—and that consolidation would promote judicial economy, reduce the risk of inconsistent rulings, streamline discovery, and minimize burdens and costs without causing undue prejudice or confusion). https://ecf.flmd.uscourts.gov/cgi-bin/show_public_doc?2026-00209-33-8-cv
Life Insurance
Briscoe v. Transamerica Premier Life Ins. Co., 24-14205 (11th Cir., Apr. 30, 2026- Pryor, Luck, Brasher, JJ. (Luck, J. concurring, in part, and dissenting, in part.)) (affirming the district court’s judgment that Transamerica breached the annuity contract by unilaterally annuitizing Briscoe’s annuity and selecting a payment option without her consent, ordering the annuitization reversed, and reasoning that the unambiguous, fully integrated contract gave only the annuity owner the right to choose the annuity payment option, that no default option existed in the contract, and that selecting a payment option was a condition precedent to annuitization, which never occurred). https://media.ca11.uscourts.gov/opinions/unpub/files/202414205.pdf
The Fine Print:
The cases discussed are not a comprehensive list of all Florida decisions from this week. SLC may omit some, including PCAs and procedural rulings unrelated to coverage. SLC also excludes any cases in which I am or have been personally involved. These summaries are provided solely for informational purposes and do not constitute legal advice or create an attorney-client relationship. Any opinions expressed are my own and are not intended as legal guidance for any specific situation.