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Auto Insurance

Swearingen v. Progressive Express Ins. Co., 6: 24-cv-2328-PGB-LHP (M.D. Fla., May 13, 2026 (Byron, J.)) (granting in part and denying in part Plaintiffs’ motion for entry of final judgment, entering final judgment based on Defendant’s confession of judgment but reserving jurisdiction to determine attorney’s fees and costs because the confession did not admit such fees as “justly due.”) https://ecf.flmd.uscourts.gov/cgi-bin/show_public_doc?2024-02328-64-6-cv

General Liability Insurance

Sampedro, Hinton, and Canas v. Clear Blue Specialty Ins. Co 8:25-cv-00012-JLB-TGW (M.D. Fla., May 12, 2026 (Badalamenti, J.)) (granting Clear Blue’s motion for judgment on the pleadings, holding that the policy’s “exhibitions and related marketing” exclusion unambiguously applied to bar coverage because the underlying claims arose from the insured’s social‑media advertising of promotional events, eliminating any duty to defend or indemnify.) https://ecf.flmd.uscourts.gov/cgi-bin/show_public_doc?2025-00012-64-8-cv

Lender-Placed Insurance

Macko Wash, Inc. v. American Nat’l Lloyds Ins. Co., 8:25-cv-2653-KKM-AAS (M.D. Fla., May 12, 2026 (Kimball Mizelle, J.)) (denying American National’s motion to dismiss, holding that Mako Wash sufficiently alleged it is an intended third-party beneficiary of the lender‑placed insurance policy because the contract’s language—particularly provisions allowing direct payment to the property owner—demonstrates that conferring a direct benefit on Mako Wash was a primary object of the agreement.) https://ecf.flmd.uscourts.gov/cgi-bin/show_public_doc?2025-02653-21-8-cv

Property Insurance

Swanfeld v. Citizens Prop. Ins. Corp. and Freedom Mortgage Corp., 25-14341-CIV-CANNON/Maynard (S.D. Fla., May. 15, 2026 (Cannon, J.)) (accepting Magistrate Judge Maynard’s Report and Recommendation and granting Freedom’s motion to dismiss Plaintiff’s complaint as an impermissible shotgun pleading, finding no clear error where Plaintiff failed to make specific objections as required by Rule 72(b)(3) and the pleading fell within the prohibited Weiland categories.) https://www.govinfo.gov/content/pkg/USCOURTS-flsd-2_25-cv-14341/pdf/USCOURTS-flsd-2_25-cv-14341-1.pdf

The Fine Print:

The cases discussed are not a comprehensive list of all Florida decisions from this week. SLC may omit some, including PCAs and procedural rulings unrelated to coverage. SLC also excludes any cases in which I am or have been personally involved. These summaries are provided solely for informational purposes and do not constitute legal advice or create an attorney-client relationship. Any opinions expressed are my own and are not intended as legal guidance for any specific situation.