Katherine Martinez v. GEICO Casualty Ins. Co.,  24-10641 (U.S. Court of Appeals Eleventh Circuit, Sep 23, 2025 – Judge Lagoa)

(Affirming the district court’s summary judgment in favor of GEICO, holding that no reasonable jury could infer from the totality of the circumstances that GEICO acted in bad faith. The court’s conclusion that GEICO’s conduct in investigating the claim, initiating settlement negotiations, and refusing to settle for above the auto policy limit failed to evidence bad faith; that is, mere negligence or delay, without evidence of willful or unreasonable conduct, is insufficient to establish bad faith.)
https://media.ca11.uscourts.gov/opinions/pub/files/202410641.pdf