Kenneth Erickson v. Evanston Insurance Company, 2:24-cv-30-JLB-KCD (U.S. Middle District of Florida, Sep 12, 2025 – Judge John L. Badalamenti)

(Order granting in part Defendant’s Motion for Partial Summary Judgment, holding that the homeowner’s insurance policy explicitly excludes coverage for flood and storm surge damage and enforces a $10,000 sublimit for covered water damage, thereby precluding further recovery by the plaintiff for such damages. The Court also denied the plaintiff’s motion, finding the policy to be a named perils policy, not an “all risks” policy, thus requiring the plaintiff to prove that the loss was caused by a covered peril. https://ecf.flmd.uscourts.gov/cgi-bin/show_public_doc?2024-00030-59-2-cv