Florida Insurance Coverage Case Update – Week Ending in December, 26, 2025
Flood Insurance
Louis Azzilonna v. First Community Ins. Co., 2:24-cv-955 (U.S. Middle District of Florida, Dec 22, 2025 – Judge Polster Chappel) (granting First Community Insurance Company’s motion for summary judgment—treated as unopposed due to Plaintiff’s failure to respond—and finding that...
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Florida Insurance Coverage Case Update – Week Ending December 12, 2025
Homeowners Insurance
Universal Property & Casualty Ins. Co. v. Francy St. Fleur, et al., 4D2024-1378 (Florida 4th DCA, Dec 10, 2025 – Judge May) (reversing and remanding the judgment in favor of the homeowners, concluding that the trial court erred in refusing to excuse for...
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Florida Insurance Coverage Case Update – Week Ending November 28, 2025
Property and Casualty Insurance
The Breakwater Commons Ass’n, Inc. v. Empire Indem. Ins. Co., Case No.: 2:20-cv-31-KCD-NPM (U.S. Middle District of Florida, Nov 25, 2025 – Judge Dudek) (granting Empire’s motion in part—agreeing to a $100,373.67 reduction from the original actual cash value award, based...
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Florida Insurance Coverage Case Update – Week Ending November 21, 2025
Bad Faith:
Lauren Woods v. Progressive American Ins. Co., 23-13407 (U.S. 11th Circuit Court of Appeals, Nov 17, 2025 – Judge Covington) (affirming the district court’s judgment for Progressive, holding that the exclusion of the underinsured motorist verdict and excess judgment as evidence in the...
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Florida Insurance Coverage Case Update – Week Ending November 14, 2025
General Liability Insurance
Sheriff of Broward County, v. Evanston Insurance Company., Case No. 24-11230 (U.S. District Court of Appeals – November 10, 2025 – Judges Jill Pryor, Luck, and Hull) (affirming the district court’s ruling that the Parkland mass shooting constituted a single “occurrence” under...
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Florida Insurance Coverage Case Update – Week Ending November 7, 2025
Life Insurance
The Northwestern Mutual Life Ins. Co. v. Mary Rhude Cross, et al., 2:23-cv-851-JES-KCD (U.S. District Court Middle District of Florida, Nov 5, 2025 – Judge Steele) (denying Plaintiff's motion for summary judgement because genuine issues of material fact exist as to whether Dr....
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Florida Insurance Coverage Case Update – Week Ending October 31, 2025
Property and Casualty Insurance:
Meutha Lewis, et al. v. Nationwide Assurance Co., 2:25-cv-355-KCD-NPM (U.S. Middle District, Oct 30, 2025- Judge Kyle C. Dudek) (denying Nationwide’s motion to dismiss and strike the attorney fee claim, finding that the plaintiffs, Meutha Lewis and Yvonne Wilson, had sufficiently...
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Florida Insurance Coverage Case Update – Week Ending October 24, 2025
Procedural Related:
Progressive American Ins. Co. v. George Jager, et al., 5:24-cv-596-JSM-PRL (U.S. District Court Middle District of Florida, Oct. 23, 2025 – Judge Lammens) (Granting Plaintiff's motion for substitute service by publication, finding that Plaintiff conducted a diligent search and inquiry but was unable to...
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Florida Insurance Coverage Case Update – Week Ending October 17, 2025
Wind and Flood Insurance:
Allstar Properties, LLC v. Frontline Insurance Unlimited, First Protective Ins. Co., Case No. 2:24-cv-116 (U.S. Middle District – Oct 14, 2025 –Judge Kyle C. Dudek) (granting summary judgment in favor of First Protective Ins. Co., ruling that Allstar Properties, LLC failed to...
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Florida Insurance Coverage Case Update – Week Ending October 10, 2025
Flood Insurance:
Domenico D'Ambrosio, et al. v. American Bankers Ins. Co., 2:25-cv-155-KCD-NPM (U.S. District Court Middle District of Florida, Oct, 7, 2025 – Judge Dudek) (Granting Defendant's motion to dismiss, ruling that Plaintiffs’ lawsuit was time-barred under the one-year limitations period mandated by the National Flood...
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