Florida Insurance Coverage Case Update – Week Ending August 14, 2026

Disability Benefits Kendall v. Metropolitan Life Ins. Co. and Bank of America, 2:26-CV-950-KCH-KRH (M.D. Fla., Aug. 11, 2026 (Dudek, J.) (granting in part and denying in part Defendants’ motion to dismiss, dismissing Kendall’s ERISA benefits-recovery claim with prejudice because it was barred by the plan’s...
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Florida Insurance Coverage Case Update – Week Ending August 7, 2026

Commercial General Liability Insurance Ohio Security Ins. Co. v. Harbor Freight Tools USA, Inc., 2:25-cv-581-SPC-NPM (M.D. of Fla., August 5, 2026- Polster Chappell, J.) (granting summary judgment for Ohio Security Insurance Company and denying Harbor Freight’s cross-motion, holding that Candu was an additional insured under Harbor Freight’s...
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Florida Insurance Coverage Case Update – Week Ending July 31, 2026

Builder's Risk Insurance Phillips & Jordan, Inc. v. Ironshore Spec. Ins. Co., et al., 2:25-cv-1044-SPC-NPM (M.D. Fla., July 30, 2026 (Polster Chappell, J.) (denying Defendants’ motion to dismiss, holding that the second amended complaint satisfies Rule 8 and is not an impermissible shotgun pleading because Plaintiff alleges that...
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Florida Insurance Coverage Case Update – Week Ending July 10, 2026

FIGA Florida Ins. Guaranty Association, Inc. v. Broome, 6D2025-1813 (6th Dist. of Fla., July 10, 2026- Ojeda, J.) (reversing the trial court’s order enforcing the settlement agreement against the Florida Insurance Guaranty Association (FIGA) and remanded with instructions to limit FIGA’s payment obligation to the $9,386.69 allocated to...
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Florida Insurance Coverage Case Update – Week Ending July 3, 2026

Liability Insurance Meadowcroft Condo. Ass'n, Inc. v. Florida Southern Roofing & Sheet Metal, Inc. and Aspen Specialty Ins. Co., 8:26-cv-407-KKM-SPF (M.D. Fla., July 1, 2026 (Kimball Mizelle, J.)) (denying Aspen’s motion to dissolve the post-judgment writ of garnishment and Meadowcroft’s motion for leave to file supplemental complaint,...
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Florida Insurance Coverage Case Update – Week Ending June 26, 2026

Flood Insurance Gaston v. Allstate Ins. Co., 8:25-cv-3421-KKM-NHA (M.D. Fla., June 26, 2026 - Kimball Mizelle, J.) (granting Allstate’s motion to dismiss and dismissing the insured’s flood-insurance breach-of-contract action with prejudice as barred by the National Flood Insurance Act’s one-year statute of limitations, and reasoning that Allstate’s...
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Florida Insurance Coverage Case Update – Week Ending June 12, 2026

First-Party Commercial Property Insurance Healthy Food Experts, LLC v. Amguard Ins. Co., 4D2025-0181 (4th Dist. of Fla., June 10, 2026 - Gerber, J. (Ciklin and Lott, JJ. concurring)). (reversing the dismissal of the insured’s bad faith claim, holding that a prior breach-of-contract verdict and payment of that judgment...
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