Florida Insurance Coverage Case Update – Week Ending March 13, 2026
Property Insurance
Miller v. Nat'l Fire & Marine Ins. Co., 2:24-cv-822-SPC-DNF (M.D. Fla., Mar. 9, 2026 (Polster Chappel, J.)) (granting National's motion for partial summary judgement, holding that the policy’s anti‑concurrent causation clause bars recovery for damage to the ground floor and detached garage because undisputed record evidence...
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Florida Insurance Coverage Case Update – Week Ending February 27, 2026
Property Insurance
Coach Homes V at Moody River Estates Condo. Ass'n v. Steadfast Ins. Co., 2:25-cv-1215-SPC-NPM (M.D. Fla., Feb. 23, 2026 – Mizell, J.) (denying Coach Homes' motion for leave to file motion to compel appraisal out of time, holding that Coach Homes failed to...
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Florida Insurance Coverage Case Update – Week Ending February 20, 2026
Auto Insurance
State Farm Mut. Auto. Ins. Co., v. Kevin E. Cochran, et al., 8:25-cv-2265-KKM-NHA (M.D. Fla., Feb. 18, 2026 (Kimball Mizelle, J.)) (dismissing State Farm’s declaratory‑judgment claim for lack of subject‑matter jurisdiction because the insurer failed to prove that the amount in controversy exceeded...
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Florida Insurance Coverage Case Update – Week Ending February 13, 2026
Property Insurance
Seventh Day Church of God International Ministries, Inc. v. Westchester Surplus Lines Ins. Co., 2:25-cv-00121-JES-NPM (U.S. Middle District of Florida, Feb. 12, 2026 – Judge Steele) (denying Westchester's motion for summary judgement, holding that multiple genuine disputes of material fact exist—including the value...
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Florida Insurance Coverage Case Update – Week Ending January 30, 2026
Auto Insurance
Ray Haas, as Personal Representative of the Estate of Richard Tiner v. Metropolitan General Ins. Co., 8:23-cv-2753-CEH-SPF (U.S. Middle District of Florida, Jan. 26, 2026 – Judge Honeywell) (denying Metropolitan's motion for summary judgement, holding that genuine disputes of material fact exist as...
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Florida Insurance Coverage Case Update – Week Ending January 23, 2026
Burlington Ins. Group, LLC, v. Earl Joseph Gordon, et al., 2D2025-0948 (Florida 2nd DCA, Jan 23, 2026 – Judge Silberman) (granting Bullington Insurance Group’s petition for certiorari and quashing the trial court’s order denying Bullington’s motion to dismiss, holding that the lower court departed from the essential requirements of law by failing...
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Florida Insurance Coverage Case Update – Week Ending in January 16, 2026
Property Insurance
Elio Mulas, et al. v. Westchester Surplus Lines Ins. Co., 2: 25-cv-955-SPC-DNF (U.S. Middle District of Florida, Jan. 14, 2026 – Judge Polster Chappell) (granting Westchester's motion to dismiss Plaintiffs' anticipatory breach of contract count, holding that Plaintiffs failed to allege facts showing...
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Florida Insurance Coverage Case Update – Week Ending January 9, 2026
Property Insurance
AIG Property Casualty Co., as subrogee of Jeffrey McMillin v. Eco Marine Solutions, LLC, et al., 2:24-cv-722-SPC-NPM (US Middle District of Florida, Jan 7, 2026 – Judge Polster Chappell) (granting summary judgment for Eco Marine and Custom Electrical and finding that the Florida...
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Florida Insurance Coverage Case Update – Week Ending January 2, 2026
Property Insurance
16500 Captiva LLC v. QBE Specialty Ins. Co., 2:23-cv-530 (U.S. Middle District of Florida, Dec 29, 2025 – Judge Dudek) (granting QBE’s supplemental cross-motion for summary judgement, holding the $200,000 windstorm deductible must be subtracted from the “loss payable under coverages,” which is...
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Florida Insurance Coverage Case Update – Week Ending in December, 26, 2025
Flood Insurance
Louis Azzilonna v. First Community Ins. Co., 2:24-cv-955 (U.S. Middle District of Florida, Dec 22, 2025 – Judge Polster Chappel) (granting First Community Insurance Company’s motion for summary judgment—treated as unopposed due to Plaintiff’s failure to respond—and finding that...
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