Florida Insurance Coverage Case Update – Week Ending November 14, 2025
General Liability Insurance
Sheriff of Broward County, v. Evanston Insurance Company., Case No. 24-11230 (U.S. District Court of Appeals – November 10, 2025 – Judges Jill Pryor, Luck, and Hull) (affirming the district court’s ruling that the Parkland mass shooting constituted a single “occurrence” under...
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Florida Insurance Coverage Case Update – Week Ending November 7, 2025
Life Insurance
The Northwestern Mutual Life Ins. Co. v. Mary Rhude Cross, et al., 2:23-cv-851-JES-KCD (U.S. District Court Middle District of Florida, Nov 5, 2025 – Judge Steele) (denying Plaintiff's motion for summary judgement because genuine issues of material fact exist as to whether Dr....
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Florida Insurance Coverage Case Update – Week Ending October 31, 2025
Property and Casualty Insurance:
Meutha Lewis, et al. v. Nationwide Assurance Co., 2:25-cv-355-KCD-NPM (U.S. Middle District, Oct 30, 2025- Judge Kyle C. Dudek) (denying Nationwide’s motion to dismiss and strike the attorney fee claim, finding that the plaintiffs, Meutha Lewis and Yvonne Wilson, had sufficiently...
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Florida Insurance Coverage Case Update – Week Ending October 24, 2025
Procedural Related:
Progressive American Ins. Co. v. George Jager, et al., 5:24-cv-596-JSM-PRL (U.S. District Court Middle District of Florida, Oct. 23, 2025 – Judge Lammens) (Granting Plaintiff's motion for substitute service by publication, finding that Plaintiff conducted a diligent search and inquiry but was unable to...
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Florida Insurance Coverage Case Update – Week Ending October 17, 2025
Wind and Flood Insurance:
Allstar Properties, LLC v. Frontline Insurance Unlimited, First Protective Ins. Co., Case No. 2:24-cv-116 (U.S. Middle District – Oct 14, 2025 –Judge Kyle C. Dudek) (granting summary judgment in favor of First Protective Ins. Co., ruling that Allstar Properties, LLC failed to...
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Florida Insurance Coverage Case Update – Week Ending October 10, 2025
Flood Insurance:
Domenico D'Ambrosio, et al. v. American Bankers Ins. Co., 2:25-cv-155-KCD-NPM (U.S. District Court Middle District of Florida, Oct, 7, 2025 – Judge Dudek) (Granting Defendant's motion to dismiss, ruling that Plaintiffs’ lawsuit was time-barred under the one-year limitations period mandated by the National Flood...
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Dan Pitts, as Trustee for Revocable Trust of Evelyn Pitts v. University Property & Casualty Ins. Co. and DriRite USA, Inc. 6D2024-0575 (Sixth District Court of Appeal, Oct 3, 2025 – Judge Jennifer A. Swenson)
(affirming the trial court’s summary judgment in favor of Universal Property & Casualty Insurance, ruling that the homeowners policy did not provide coverage because the named insured, Evelyn Pitts, did not reside at the property during the policy period; reasoning that the policy’s “residence premises” provision unambiguously required the insured to live...
Dan Pitts, as Trustee for Revocable Trust of Evelyn Pitts v. University Property & Casualty Ins. Co. and DriRite USA, Inc. 6D2024-0575 (Sixth District Court of Appeal, Oct 3, 2025 – Judge Jennifer A. Swenson) Continue reading…
Scott P. Knight v. Markel American Ins. Co., Case No: 2:24-cv-592 (U.S. Middle District of Florida, Oct 3, 2025 – Judge John E. Steele)
(granting in part and denied in part Markel American’s motion for summary judgment, finding that while the marine insurance policy required the vessel to be hauled out of the water during a windstorm warning, genuine issues of material fact remained regarding the plaintiff’s efforts to comply; reasoning that the plaintiff presented sufficient...
Scott P. Knight v. Markel American Ins. Co., Case No: 2:24-cv-592 (U.S. Middle District of Florida, Oct 3, 2025 – Judge John E. Steele) Continue reading…
Luis Garcia v. Geico Marine Ins. Co., 8:24-cv-1609 (U.S. Middle District of Florida, Oct 2, 2025 – Judge Katherine Kimball Mizelle)
(granting summary judgment in favor of GEICO, ruling that plaintiff failed to disclose material facts—specifically his driving and claims history—when applying for marine insurance; reasoning that under the maritime doctrine of uberrimae fidei (Latin for utmost good faith), Garcia had a duty to fully and voluntarily disclose all material information, and no...
Luis Garcia v. Geico Marine Ins. Co., 8:24-cv-1609 (U.S. Middle District of Florida, Oct 2, 2025 – Judge Katherine Kimball Mizelle) Continue reading…
Kevin Simek and Falynn Simek f/k/a Falynn Sisk, v. Heritage Property & Casualty Ins. Co., 2D2024-2463 (Second District Court of Appeal, Oct 1, 2025 – Judge Melissa Polo)
(reversed and remanded the trial court’s decision, finding that the lower court erred in granting summary judgment for the insurer; reasoning that genuine issues of material fact remained regarding the cause and extent of the property damage under the homeowners policy, which should be resolved by a jury rather than through summary...
Kevin Simek and Falynn Simek f/k/a Falynn Sisk, v. Heritage Property & Casualty Ins. Co., 2D2024-2463 (Second District Court of Appeal, Oct 1, 2025 – Judge Melissa Polo) Continue reading…